David Giertz is a graduate of Millikin University with a Bachelor of Science. He also holds an MBA from the University of Miami. He is an expert in the retirement planning industry. David`s experience of more than 30 years in the financial services field has made to become the top financial advisors across the state. David is an experienced and certified business coach and expert with WABC as well as an industry mediator with FINRA. Currently, he serves as the financial advisor and the president of Nationwide Financial Sales. Giertz is a competent leader. As a president of National Financial Sales, he has enabled the organization to achieve consistent revenue surpassing the P& L targets.
David Giertz has been a financial advisor and expert. He can cover the things that one is supposed to take into consideration when it comes to retirement planning. He acknowledged that sometimes working and employment can become devastating to the point that one feels like they need to take a rest, which most know as retirement. Giertz adds that being overwhelmed could lead someone to go for early retirement, and this calls for early planning as well, regarding finances.
David Giertz advised that a successful retirement requires financial stability and independence. He advised employees on the benefits of retirement saving together with the strategies an individual need for the future life.
David advice on saving emphasize on how people should save as much money as possible while still working. He believes saving from the income that people receive sometimes cannot meet the right threshold to be saved as future security. David says people need to reach out other opportunities to make sure they are financially stable before they retire.
Giertz believes that the best way to invest and improve your saving is through complementing savings account with that of brokerage account. Giertz stated that there are no limitations regarding withdrawals and limitations when it comes to brokerage accounts. Giertz also encourages people about saving in other accounts like health savings accounts.
Giertz advises people to have a retirement plan that is adjustable. He urges that people need to adopt the suitable retirement plan. David advises those who consider retiring early to take the Roth IRA security option and those who prefer to retire before they hit the age of 55 years to take the 72(t) rule.